DVC Dues 2026: Annual Fees by Resort

The Short Answer

DVC 2026 dues range from $8.31/pt (Grand Floridian) to $14.89/pt (Vero Beach). On a typical 150-point contract that's roughly $1,250 to $2,250 per year. Dues are paid annually and have historically gone up 3–5% per year — with no cap.

2026 Dues by Resort

All 18 DVC resorts, sorted from lowest to highest 2026 dues per point. The contract-end column matters: a low-dues resort with 35+ years remaining will almost always beat a higher-dues resort on cost-per-night long-term.

Source: 2026 annual budgets published by DVC for each resort. Last updated 2026-05-31.

What DVC Dues Actually Pay For

Every year each resort publishes a line-item budget showing where dues go. The big buckets are roughly:

• Operations— housekeeping, front desk, utilities, pool and grounds maintenance, transportation
• Capital reserves— the fund that pays for periodic room refurbishments (rooms get redone roughly every 7 years)
• Property taxes— especially significant at the WDW resorts and very large in Hawaii / Florida beach properties
• Insurance— the main reason beach resorts run so much higher than theme-park ones
• Management fee to Disney— capped at 12% of the operating budget by the DVC contract

Why Dues Keep Going Up

Historical dues increases have averaged 3–5% per year across the DVC system. The compounding effect is the single biggest item to model when deciding whether DVC makes sense. A 4% annual increase means your dues will nearly triple over a 30-year contract.

What drives the increases:

• Wage inflation for resort staff (the largest line item)
• Utility costs — electricity, water, and waste services
• Property tax reassessments as Florida/California real estate rises
• Insurance premiums (post-hurricane reassessments hit beach resorts hard)
• Refurbishment reserves — rooms get more expensive to refresh each cycle

How to Use the Dues Number When Buying

When you're comparing two DVC contracts, dues alone don't tell the story. Always look at three numbers together:

1. Dues per point(this page) — how much you'll pay every year, per point owned.
2. Years remaining on the contract— dues total over the life of the contract is what really matters. Older resorts (BoardWalk, Beach Club, Boulder Ridge) expire in 2042 even when their dues are reasonable.
3. Resale price per point— together with dues and contract length, this drives cost-per-night.

Plug your numbers into the calculator to see how the dues differences compound over your specific contract length. The result usually surprises people.

The Bottom Line

DVC 2026 dues range from $8.31 to $14.89 per point, with the biggest determinant being whether the resort is at WDW (cheaper) or off-property (more expensive due to insurance and taxes). Dues are the slow-burn cost that compounds over the life of your contract — usually a bigger long-term outlay than the upfront purchase itself.

See also our breakdown of how much DVC really costs and the resale vs direct comparison for the full picture.