Walt Disney World

Cabins at Fort Wilderness

$243/pt direct only

$12.28/pt annual dues

2075 contract end (49 yrs)

Walt Disney World

Calculator

Resort

Points: 150

25500

Room Type

Purchase Type

This resort is only available direct from Disney.

Include financing

Chart Assumptions

Hotel Rack Rate: $650/night

$300$1,500

Hotel Inflation: 4%/yr

2%8%

Your studio at Fort Wilderness costs

$821/night

26% more expensive than the $650/night rack rate

Upfront Cost

$36,850

direct + closing

Dues Year 1

$1,842

$12/pt

Nights/Year

150 pts total

Total Over 49 Yrs

$402,352

purchase + dues

Compares owning DVC vs. paying hotel rack rates vs. renting someone else's DVC points each year.

DVC ownership (cumulative)

Hotel rack rate (cumulative)

Renting DVC points (cumulative)

DVC breaks even vs. hotel prices at year 8. It doesn't break even vs. renting points within the contract.

Dues have never gone down in 30+ years. The 2026 average increase was 6.38% — the highest in recent memory.

Optimistic (3%/yr)

Expected (5%/yr)

Pessimistic (7%/yr)

At 5% annual increases: Year 1 = $1,842, Year 10 = $2,858, Year 20 = $4,655. Dues double roughly every 14 years.

Our recommended broker will contact you with pricing for Fort Wilderness.

150 points at Fort Wilderness