Walt Disney World

Bay Lake Tower

$130/pt resale

$8.74/pt annual dues

2060 contract end (34 yrs)

Walt Disney World

Calculator

Resort

Points: 150

25500

Room Type

Purchase Type

Include financing

Chart Assumptions

Hotel Rack Rate: $650/night

$300$1,500

Hotel Inflation: 4%/yr

2%8%

Your studio at Bay Lake Tower costs

$389/night

40% cheaper than the $650/night rack rate

Upfront Cost

$20,800

resale + closing

Dues Year 1

$1,311

$9/pt

Nights/Year

150 pts total

Total Over 34 Yrs

$132,323

purchase + dues

When do you break even?

Compares owning DVC vs. paying hotel rack rates vs. renting someone else's DVC points each year.

DVC ownership (cumulative)

Hotel rack rate (cumulative)

Renting DVC points (cumulative)

DVC breaks even vs. hotel prices at year 4. It breaks even vs. renting points at year 11.

Exit strategy: net cost if you sell early

Estimated recoup if you resell at year Y, assuming a straight-line decline from today’s resale price to $0 at contract expiration (2060).Lowest net cost: year 1 ($3,185).

How your annual dues will grow

Dues have never gone down in 30+ years. The 2026 average increase was 6.38% — the highest in recent memory.

Optimistic (3%/yr)

Expected (5%/yr)

Pessimistic (7%/yr)

At 5% annual increases: Year 1 = $1,311, Year 10 = $2,034, Year 20 = $3,313. Dues double roughly every 14 years.

Get a Personalized DVC Quote

Our recommended broker will contact you with pricing for Bay Lake Tower.

150 points at Bay Lake Tower

Bay Lake Tower ROFR Tracker

Disney has 30 days to buy back any resale contract at the agreed price (Right of First Refusal). These are the most recent Bay Lake Tower contracts and how they fared.

Take rate

40%

2 taken / 5 decided

Highest taken

~$111/pt

avg taken price

Lowest passed

$125/pt

cheapest survivor

Pending

awaiting Disney

Submitted	Price	Points	Loaded	Buyer	Decided	Status
May 2, 2026	$121/pt	180	Yes	M.W.	—	Pending
Apr 21, 2026	$114/pt	200	No	J.P.	May 5, 2026	Taken
Apr 15, 2026	$138/pt	220	Yes	T.D.	May 1, 2026	Passed
Apr 12, 2026	$107/pt	150	Yes	A.M.	Apr 30, 2026	Taken
Apr 4, 2026	$130/pt	160	Yes	S.L.	Apr 25, 2026	Passed
Mar 30, 2026	$125/pt	100	Yes	R.K.	Apr 22, 2026	Passed

Note: Initial dataset is anchored on current resale price points and intended as a starting reference. Submitted a real contract? Email rofr@dvcgenie.com to add it.

Compare Bay Lake Tower to other resorts

Side-by-side cost comparisons against the most relevant DVC resorts.

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