DVC Dues by Resort 2026: Complete Breakdown

2026 DVC Dues by Resort

Dues are charged per point, so your annual cost = dues per point × your point count. Here are all resorts ranked from lowest to highest:

Dues are for the 2026 fiscal year. Actual amounts may vary slightly based on timing.

What Are DVC Dues?

Annual maintenance fees cover the costs of operating the resort:

• Property taxes — The resort's share of local taxes
• Maintenance & repairs — Keeping rooms and common areas in shape
• Insurance — Property and liability coverage
• Housekeeping — Cleaning, linens, supplies
• Reserves — Savings for future major repairs and refurbishments
• Administration — Management fees paid to Disney

Why Some Resorts Cost More

Dues vary significantly by resort. Here's what drives the differences:

• Location costs — Resorts in Hawaii (Aulani) and South Carolina (Hilton Head) have higher property taxes and operating costs.
• Age of resort — Older resorts like Vero Beach and Hilton Head need more maintenance and have smaller reserve funds.
• Size & amenities — Larger resorts like Saratoga Springs spread costs over more points, keeping per-point dues lower.
• Hurricane exposure — Florida beach properties (Vero Beach) face higher insurance costs.

How Fast Do Dues Increase?

DVC dues have historically increased 4-6% per year, well above general inflation. Here's what that means long-term:

This is why dues are the most important factor in long-term DVC costs. Even small differences compound dramatically over a 40-year contract.

Best Resorts for Low Dues

If minimizing annual costs is your priority, focus on these resorts:

• Grand Floridian — $8.31/pt, lowest WDW dues
• Polynesian — $8.33/pt, monorail location
• Bay Lake Tower — $8.74/pt, walk to Magic Kingdom
• Copper Creek — $9.02/pt, newest WDW resort

Resorts to Avoid (High Dues)

These resorts have dues that significantly impact long-term value:

• Vero Beach — $14.89/pt, highest in the system. Beach location but rarely booked by most owners.
• Hilton Head — $12.86/pt. Nice resort but hard to trade to and expensive to maintain.
• Fort Wilderness Cabins — $12.28/pt. New but expensive units drive higher costs.

Over a 30-year period, the difference between $8/pt and $13/pt dues is over $75,000 for a 150-point contract. That's real money.

Can Dues Ever Go Down?

In theory, yes. In practice, almost never.

DVC has never reduced dues across the system. Occasionally a resort might have a flat year, but decreases are essentially unheard of. Plan for 5% annual increases and be pleasantly surprised if it's less.

Dues and Your Break-Even Point

Dues are the key variable in DVC math. High dues:

• Increase your annual cost of ownership
• Push out your break-even point vs. renting
• Make it harder to resell your contract
• Compound faster over long contracts

Before buying any DVC contract, run the dues projection in our calculator to see what you'll really be paying in 10, 20, and 30 years.