Polynesian DVC cost in 2026
2026 pricing for Polynesian: ~$165/pt resale, $8.33/pt annual dues, contract through 2066 (40 years remaining). Below: ownership math at three common point counts, no financing.
| Points | Upfront | Dues yr 1 | Nights/yr (studio) | Total over contract | Cost / night |
|---|---|---|---|---|---|
| 100 | $17,800 | $833 | 6 | $118,426 | $493/night |
| 150 | $26,050 | $1,250 | 10 | $176,989 | $442/night |
| 200 | $34,300 | $1,666 | 13 | $235,552 | $453/night |
What the math assumes
- Resale price $165/pt plus $1,300 resale closing
- Annual dues escalate 5%/yr (long-term DVC average)
- Studio at ~150 pts/yr → 10 nights/year (15 pts/night average)
- Cash-hotel benchmark: $650/night studio rack rate
- No financing — Disney financing at 11–12.5% APR roughly doubles total cost
To compare against renting points instead of owning, see the Polynesian rent-vs-buy breakdown. For your exact dates and room type, run the full Polynesian calculator.