Bay Lake Tower DVC cost in 2026
2026 pricing for Bay Lake Tower: ~$130/pt resale, $8.74/pt annual dues, contract through 2060 (34 years remaining). Below: ownership math at three common point counts, no financing.
| Points | Upfront | Dues yr 1 | Nights/yr (studio) | Total over contract | Cost / night |
|---|---|---|---|---|---|
| 100 | $14,300 | $874 | 6 | $88,649 | $435/night |
| 150 | $20,800 | $1,311 | 10 | $132,323 | $389/night |
| 200 | $27,300 | $1,748 | 13 | $175,997 | $398/night |
What the math assumes
- Resale price $130/pt plus $1,300 resale closing
- Annual dues escalate 5%/yr (long-term DVC average)
- Studio at ~150 pts/yr → 10 nights/year (15 pts/night average)
- Cash-hotel benchmark: $650/night studio rack rate
- No financing — Disney financing at 11–12.5% APR roughly doubles total cost
To compare against renting points instead of owning, see the Bay Lake Tower rent-vs-buy breakdown. For your exact dates and room type, run the full Bay Lake Tower calculator.