Old Key West (2042) DVC cost in 2026
2026 pricing for Old Key West (2042): ~$80/pt resale, $11.21/pt annual dues, contract through 2042 (16 years remaining). Below: ownership math at three common point counts, no financing.
| Points | Upfront | Dues yr 1 | Nights/yr (studio) | Total over contract | Cost / night |
|---|---|---|---|---|---|
| 100 | $9,300 | $1,121 | 6 | $35,820 | $373/night |
| 150 | $13,300 | $1,682 | 10 | $53,080 | $332/night |
| 200 | $17,300 | $2,242 | 13 | $70,340 | $338/night |
What the math assumes
- Resale price $80/pt plus $1,300 resale closing
- Annual dues escalate 5%/yr (long-term DVC average)
- Studio at ~150 pts/yr → 10 nights/year (15 pts/night average)
- Cash-hotel benchmark: $650/night studio rack rate
- No financing — Disney financing at 11–12.5% APR roughly doubles total cost
To compare against renting points instead of owning, see the Old Key West rent-vs-buy breakdown. For your exact dates and room type, run the full Old Key West calculator.