Hilton Head Island DVC cost in 2026
2026 pricing for Hilton Head Island: ~$60/pt resale, $12.86/pt annual dues, contract through 2042 (16 years remaining). Below: ownership math at three common point counts, no financing.
| Points | Upfront | Dues yr 1 | Nights/yr (studio) | Total over contract | Cost / night |
|---|---|---|---|---|---|
| 100 | $7,300 | $1,286 | 6 | $37,724 | $393/night |
| 150 | $10,300 | $1,929 | 10 | $55,935 | $350/night |
| 200 | $13,300 | $2,572 | 13 | $74,147 | $356/night |
What the math assumes
- Resale price $60/pt plus $1,300 resale closing
- Annual dues escalate 5%/yr (long-term DVC average)
- Studio at ~150 pts/yr → 10 nights/year (15 pts/night average)
- Cash-hotel benchmark: $650/night studio rack rate
- No financing — Disney financing at 11–12.5% APR roughly doubles total cost
To compare against renting points instead of owning, see the Hilton Head rent-vs-buy breakdown. For your exact dates and room type, run the full Hilton Head calculator.