DVC Comparison
Polynesian vs Saratoga Springs
Side-by-side cost comparison at 150 points, studio room, resale. Numbers update as DVC resale pricing shifts — see the full calculator to model your scenario.
Metric
Polynesian
Saratoga Springs
Resale $/point
$165
$95★
Direct $/point
$243
$215★
Annual dues / point
$8.33★
$9.19
Contract expires
2066★
2054
Years remaining
40y★
28y
Location
Walt Disney World
Walt Disney World
Upfront cost (150 pts resale)
$26,050
$15,550★
Year 1 dues (150 pts)
$1,250★
$1,379
Cost per night (studio)
$442
$343★
Total over contract
$176,989
$96,058★
vs. cash hotel
32% savings
47% savings★
Deep dive
Polynesian
Full calculator, charts, and brokers for Polynesian →
Deep dive
Saratoga Springs
Full calculator, charts, and brokers for Saratoga Springs →
Methodology: Costs assume 150 points, studio room, resale purchase, no financing, 5% annual dues growth. Cost-per-night includes upfront cost amortized over the remaining contract plus all dues. See /compare to change points, room size, or purchase type.