DVC Comparison

Hilton Head Island vs Saratoga Springs

Side-by-side cost comparison at 150 points, studio room, resale. Numbers update as DVC resale pricing shifts — see the full calculator to model your scenario.

Metric
Hilton Head
Saratoga Springs
Resale $/point
$60★
$95
Direct $/point
$165★
$215
Annual dues / point
$12.86
$9.19★
Contract expires
2042
2054★
Years remaining
16y
28y★
Location
Beach
Walt Disney World
Upfront cost (150 pts resale)
$10,300★
$15,550
Year 1 dues (150 pts)
$1,929
$1,379★
Cost per night (studio)
$350
$343★
Total over contract
$55,935★
$96,058
vs. cash hotel
46% savings
47% savings★

Deep dive

Hilton Head Island

Full calculator, charts, and brokers for Hilton Head →

Deep dive

Saratoga Springs

Full calculator, charts, and brokers for Saratoga Springs →

Methodology: Costs assume 150 points, studio room, resale purchase, no financing, 5% annual dues growth. Cost-per-night includes upfront cost amortized over the remaining contract plus all dues. See /compare to change points, room size, or purchase type.